Simulare credit 5000 lei in mana
Totul este foarte simplu. Ne spuneti ce suma de bani aveti nevoie in mana si in cat timp ii puteti returna. Noi ne ocupam de restul.
Fara surprize neplacute! Ca sa nu aveti parte de surprize neplacute, va garantam ca ceea ce vedeti in acest simulator este exact ceea ce veti semna la primirea creditului.

Pentru a ramane in mana cu 5 000 lei, este necesar un credit de 5 479 lei din care se retin:
- Cotizatie lunara fond social: 60 lei
- Cotizatie lunara fond deces: 90 lei
- Comisioane nerambursabile: 328.74 lei (3% comision analiza dosar si 3% comision administrare)
Din fondul total depus de 2500 lei, suma de 1095.8 lei nu va putea fi retrasa pana la achitarea creditului.
Totalul lunar de plata este de 151.33 lei pe o perioada de 60 luni.
Grafic de rambursare a ratelor
*s-a considerat data contractului 26.04.2025 si prima scadenta la 26.05.2025
Nr. crt. | Sold | Rata | Dobanda | Total lunar |
---|---|---|---|---|
1 | 5428.12 | 50.88 | 100.45 | 151.33 |
2 | 5376.32 | 51.81 | 99.52 | 151.33 |
3 | 5323.56 | 52.76 | 98.57 | 151.33 |
4 | 5269.83 | 53.73 | 97.60 | 151.33 |
5 | 5215.12 | 54.71 | 96.61 | 151.32 |
6 | 5159.41 | 55.71 | 95.61 | 151.32 |
7 | 5102.67 | 56.73 | 94.59 | 151.32 |
8 | 5044.90 | 57.78 | 93.55 | 151.33 |
9 | 4986.06 | 58.83 | 92.49 | 151.32 |
10 | 4926.15 | 59.91 | 91.41 | 151.32 |
11 | 4865.14 | 61.01 | 90.31 | 151.32 |
12 | 4803.01 | 62.13 | 89.19 | 151.32 |
13 | 4739.74 | 63.27 | 88.06 | 151.33 |
14 | 4675.31 | 64.43 | 86.90 | 151.33 |
15 | 4609.70 | 65.61 | 85.71 | 151.32 |
16 | 4542.89 | 66.81 | 84.51 | 151.32 |
17 | 4474.85 | 68.04 | 83.29 | 151.33 |
18 | 4405.57 | 69.29 | 82.04 | 151.33 |
19 | 4335.01 | 70.56 | 80.77 | 151.33 |
20 | 4263.16 | 71.85 | 79.48 | 151.33 |
21 | 4190.00 | 73.17 | 78.16 | 151.33 |
22 | 4115.49 | 74.51 | 76.82 | 151.33 |
23 | 4039.62 | 75.87 | 75.45 | 151.32 |
24 | 3962.35 | 77.26 | 74.06 | 151.32 |
25 | 3883.67 | 78.68 | 72.64 | 151.32 |
26 | 3803.55 | 80.12 | 71.20 | 151.32 |
27 | 3721.96 | 81.59 | 69.73 | 151.32 |
28 | 3638.87 | 83.09 | 68.24 | 151.33 |
29 | 3554.26 | 84.61 | 66.71 | 151.32 |
30 | 3468.09 | 86.16 | 65.16 | 151.32 |
31 | 3380.35 | 87.74 | 63.58 | 151.32 |
32 | 3291.00 | 89.35 | 61.97 | 151.32 |
33 | 3200.01 | 90.99 | 60.33 | 151.32 |
34 | 3107.35 | 92.66 | 58.67 | 151.33 |
35 | 3013.00 | 94.36 | 56.97 | 151.33 |
36 | 2916.91 | 96.09 | 55.24 | 151.33 |
37 | 2819.06 | 97.85 | 53.48 | 151.33 |
38 | 2719.42 | 99.64 | 51.68 | 151.32 |
39 | 2617.96 | 101.47 | 49.86 | 151.33 |
40 | 2514.63 | 103.33 | 48.00 | 151.33 |
41 | 2409.41 | 105.22 | 46.10 | 151.32 |
42 | 2302.25 | 107.15 | 44.17 | 151.32 |
43 | 2193.14 | 109.12 | 42.21 | 151.33 |
44 | 2082.02 | 111.12 | 40.21 | 151.33 |
45 | 1968.87 | 113.15 | 38.17 | 151.32 |
46 | 1853.64 | 115.23 | 36.10 | 151.33 |
47 | 1736.30 | 117.34 | 33.98 | 151.32 |
48 | 1616.81 | 119.49 | 31.83 | 151.32 |
49 | 1495.12 | 121.68 | 29.64 | 151.32 |
50 | 1371.21 | 123.91 | 27.41 | 151.32 |
51 | 1245.03 | 126.19 | 25.14 | 151.33 |
52 | 1116.53 | 128.50 | 22.83 | 151.33 |
53 | 985.67 | 130.85 | 20.47 | 151.32 |
54 | 852.42 | 133.25 | 18.07 | 151.32 |
55 | 716.72 | 135.70 | 15.63 | 151.33 |
56 | 578.54 | 138.18 | 13.14 | 151.32 |
57 | 437.82 | 140.72 | 10.61 | 151.33 |
58 | 294.52 | 143.30 | 8.03 | 151.33 |
59 | 148.60 | 145.92 | 5.40 | 151.32 |
60 | 0.00 | 148.60 | 2.72 | 151.32 |