Simulare credit 5000 lei in mana
Totul este foarte simplu. Ne spuneti ce suma de bani aveti nevoie in mana si in cat timp ii puteti returna. Noi ne ocupam de restul.
Fara surprize neplacute! Ca sa nu aveti parte de surprize neplacute, va garantam ca ceea ce vedeti in acest simulator este exact ceea ce veti semna la primirea creditului.
Pentru a ramane in mana cu 5 000 lei, este necesar un credit de 6 987 lei din care se retin:
- Taxa de inscriere: 20 lei
- Cotizatie lunara fond social: 60 lei
- Cotizatie lunara fond deces: 90 lei
- Comisioane nerambursabile: 419.22 lei (3% comision analiza dosar si 3% comision administrare)
- Fond social retinut: 1397.4 lei (se restituie)
Totalul lunar de plata este de 192.98 lei pe o perioada de 60 luni.
Grafic de rambursare a ratelor
*s-a considerat data contractului 24.04.2024 si prima scadenta la 24.05.2024
| Nr. crt. | Sold | Rata | Dobanda | Total lunar |
|---|---|---|---|---|
| 1 | 6922.12 | 64.88 | 128.10 | 192.98 |
| 2 | 6856.05 | 66.07 | 126.91 | 192.98 |
| 3 | 6788.77 | 67.28 | 125.69 | 192.97 |
| 4 | 6720.26 | 68.51 | 124.46 | 192.97 |
| 5 | 6650.49 | 69.77 | 123.20 | 192.97 |
| 6 | 6579.45 | 71.05 | 121.93 | 192.98 |
| 7 | 6507.10 | 72.35 | 120.62 | 192.97 |
| 8 | 6433.42 | 73.68 | 119.30 | 192.98 |
| 9 | 6358.39 | 75.03 | 117.95 | 192.98 |
| 10 | 6281.99 | 76.40 | 116.57 | 192.97 |
| 11 | 6204.19 | 77.80 | 115.17 | 192.97 |
| 12 | 6124.96 | 79.23 | 113.74 | 192.97 |
| 13 | 6044.27 | 80.68 | 112.29 | 192.97 |
| 14 | 5962.11 | 82.16 | 110.81 | 192.97 |
| 15 | 5878.44 | 83.67 | 109.31 | 192.98 |
| 16 | 5793.24 | 85.20 | 107.77 | 192.97 |
| 17 | 5706.48 | 86.76 | 106.21 | 192.97 |
| 18 | 5618.12 | 88.35 | 104.62 | 192.97 |
| 19 | 5528.15 | 89.97 | 103.00 | 192.97 |
| 20 | 5436.53 | 91.62 | 101.35 | 192.97 |
| 21 | 5343.22 | 93.30 | 99.67 | 192.97 |
| 22 | 5248.21 | 95.01 | 97.96 | 192.97 |
| 23 | 5151.45 | 96.76 | 96.22 | 192.98 |
| 24 | 5052.92 | 98.53 | 94.44 | 192.97 |
| 25 | 4952.58 | 100.34 | 92.64 | 192.98 |
| 26 | 4850.41 | 102.18 | 90.80 | 192.98 |
| 27 | 4746.36 | 104.05 | 88.92 | 192.97 |
| 28 | 4640.40 | 105.96 | 87.02 | 192.98 |
| 29 | 4532.50 | 107.90 | 85.07 | 192.97 |
| 30 | 4422.63 | 109.88 | 83.10 | 192.98 |
| 31 | 4310.73 | 111.89 | 81.08 | 192.97 |
| 32 | 4196.79 | 113.94 | 79.03 | 192.97 |
| 33 | 4080.76 | 116.03 | 76.94 | 192.97 |
| 34 | 3962.60 | 118.16 | 74.81 | 192.97 |
| 35 | 3842.27 | 120.33 | 72.65 | 192.98 |
| 36 | 3719.74 | 122.53 | 70.44 | 192.97 |
| 37 | 3594.96 | 124.78 | 68.20 | 192.98 |
| 38 | 3467.90 | 127.07 | 65.91 | 192.98 |
| 39 | 3338.50 | 129.40 | 63.58 | 192.98 |
| 40 | 3206.74 | 131.77 | 61.21 | 192.98 |
| 41 | 3072.55 | 134.18 | 58.79 | 192.97 |
| 42 | 2935.91 | 136.64 | 56.33 | 192.97 |
| 43 | 2796.76 | 139.15 | 53.82 | 192.97 |
| 44 | 2655.06 | 141.70 | 51.27 | 192.97 |
| 45 | 2510.76 | 144.30 | 48.68 | 192.98 |
| 46 | 2363.82 | 146.94 | 46.03 | 192.97 |
| 47 | 2214.18 | 149.64 | 43.34 | 192.98 |
| 48 | 2061.80 | 152.38 | 40.59 | 192.97 |
| 49 | 1906.63 | 155.17 | 37.80 | 192.97 |
| 50 | 1748.61 | 158.02 | 34.95 | 192.97 |
| 51 | 1587.70 | 160.92 | 32.06 | 192.98 |
| 52 | 1423.83 | 163.87 | 29.11 | 192.98 |
| 53 | 1256.96 | 166.87 | 26.10 | 192.97 |
| 54 | 1087.03 | 169.93 | 23.04 | 192.97 |
| 55 | 913.99 | 173.04 | 19.93 | 192.97 |
| 56 | 737.77 | 176.22 | 16.76 | 192.98 |
| 57 | 558.32 | 179.45 | 13.53 | 192.98 |
| 58 | 375.59 | 182.74 | 10.24 | 192.98 |
| 59 | 189.50 | 186.09 | 6.89 | 192.98 |
| 60 | 0.00 | 189.50 | 3.47 | 192.97 |